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Traffic Violation Frequently Asked Questions

How will my auto insurance be affected by a traffic ticket?

Your auto insurance rates may or may not increase after receiving a traffic ticket. Insurance increases depend on the type of violation as well as your insurance company's policies regarding this matter. Generally speaking, a minor traffic violation such as speeding will not cause an increase in auto insurance rates if your case is dismissed, you are found not guilty or if you are placed on Court Supervision. To find out exactly how your insurance might be affected it is best to speak with a Chicago traffic ticket lawyer or your insurance company.

What is a “moving violation”?

In general, a moving violation is an infraction of a traffic law while the vehicle is in motion, though there are exceptions. Conversely, a nonmoving violation occurs when the vehicle is not in motion. Some examples of moving violations include speeding, drunk driving, and failure to yield.Non-moving violations include such citations as parking violations, failure to wear seat belt, and illegal window tinting. Generally speaking, the penalties are more severe for a moving violation than a nonmoving violation because moving vehicles breaking the law have a greater potential to cause harm or injury to others.

How does the Illinois Point System work?

Illinois does not maintain a point system in the traditional sense. Motorists 21 years of age and over with three convictions for moving violations within any rolling 12-month period will have a suspended Illinois driver license for at least three months, possibly more if previously suspended. Motorists under 21 years need only two convictions for moving offenses within any 24-month period for a suspension of their license. Too many traffic offenses, and you risk being labeled a “habitual offender” and face suspension, or eve revocation of your Illinois driver's license. Conviction for some offenses, such as leaving the scene of a personal injury accident, will result in suspension of your driving privileges, and even supervision can result in suspension in cases of possession of a fake or altered drivers license or possession or consumption of alcohol by a minor.

What is traffic school?

If you have been found guilty of a traffic offense and have a relatively clean driving record, you may be able to attend traffic school and be placed on Court Supervision. By fulfilling the attendance and requirements of traffic school (usually a minimum of four hours), the offense will not count against your record as a moving violation conviction, protecting you from possible suspension of your driver's license and being charged more for auto insurance. However, the cost, both in time and money, of traffic school can often be avoided by attending court with a skilled attorney, and is frequently not available as an option to avoid a court appearance. Furthermore, if you hold an out-of-state license or a CDL, be aware that supervision, with or without traffic school, is not a good option in your case, and may have unwanted effects on your CDLIS, NDR or home-state records.

If you have specific questions about a traffic violation, you should contact a Chicago Traffic Ticket Defense Attorney at Fagan, Fagan & Davis!

Free Chicago Traffic Offense Consultation

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If you are facing a Traffic Offense in the Greater Chicago area, including Cook, Lake and DuPage Counties, we will review your case with you for free.

Where do we appear in court?

Our Des Plaines location is strategically located minutes from I-294, Edens expressway and I-355. We regularly appear for Illinois DUI and Traffic ticket defense throughout Cook, Lake and DuPage county courts, which includes Chicago, Skokie, Rolling Meadows, Bridgeview, Markham, Maywood, Waukegan, Mundelein, Wheaton, Addison, Downers Grove and more.